Licensed Ontario broker serving Ottawa

Super Visa Insurance Ottawa

Ottawa's hospitals publish their visitor rates, and they are high. At Queensway Carleton, one day in intensive care costs a non-resident of Canada $15,642, so the $100,000 Super Visa minimum would be gone within a week. We help Ottawa families choose coverage that fits, entirely by phone, WhatsApp and online. Compare live quotes below.

  • Real Ottawa hospital rates
  • Live quotes, many insurers
  • Hindi, Punjabi and Urdu spoken
  • Everything done remotely
Portrait of Pankaj Bhatia, Super Visa insurance advisor serving Ottawa
Pankaj Bhatia, PFA, CHSLicensed advisor · Serving Ottawa remotelyWhatsApp Pankaj

Get Your Super Visa Quote

Enter your parent's details to see live prices from every insurer we work with.

Your live quote form should appear here. If it doesn't load, open the quote page or call us at 647-640-2222.
Important: IRCC needs a paid policy or proof of the deposit on an instalment plan. A quote is not accepted.
$15,642/dayICU for visitors at Queensway Carleton (from April 2026)
$4,242/dayWard bed for visitors at The Ottawa Hospital
IndiaTop country of origin for Ottawa's recent immigrants
Interactive tool

Ottawa Hospital Rates for Visitors: Bill Calculator

Three Ottawa hospitals publish what they charge non-residents of Canada. Pick one and set the days.

HospitalER visitWard / dayICU / day
Queensway Carleton Hospital (non-resident, from April 1, 2026)$1,242.00$4,005.00$15,642.00
Hôpital Montfort (non-resident, 2026–27)$786.60$2,980.00$8,840.50
The Ottawa Hospital (non-resident ward rate)Not published$4,242.00Not published

Estimated hospital bill without insurance $0

    Compare coverage options

    Hospital charges only; doctors bill separately. The Ottawa Hospital publishes room rates but no ER or ICU rate. At Queensway Carleton's rate, 7 ICU days cost $109,494.

    Sources: Queensway Carleton: Fees without health insurance · Hôpital Montfort: Visiting and hospitalization expenses · The Ottawa Hospital: Billing and costs

    Hospitals in Ottawa

    Ottawa Hospitals and Their Payment Rules

    The Ottawa Hospital says it “is not funded to provide services to residents of other countries”. Uninsured patients must pay estimated fees in advance, and travellers should bring the insurer's name, policy number, coverage amount and a guarantee-of-payment letter.

    The Ottawa Hospital – Civic Campus1053 Carling Ave24/7 ER; new Civic campus being built near Dow's Lake
    The Ottawa Hospital – General Campus501 Smyth Rd24/7 ER
    Queensway Carleton Hospital3045 Baseline Rd24/7 ER
    Hôpital Montfort713 Montréal Rd24/7 ER
    An ambulance costs $240 for anyone not covered by OHIP, compared with $45 with OHIP.

    Sources: The Ottawa Hospital: Billing and costs · ERstat: Ottawa emergency departments

    Ottawa or Gatineau?

    Living in Gatineau? Read This First

    Ottawa and Gatineau share a metro area, but Gatineau is in Quebec. We are licensed in Ontario, BC, Alberta, Manitoba, Saskatchewan, New Brunswick and Nova Scotia, not Quebec.

    • If you live in Ottawa, Kanata, Orléans, Barrhaven or nearby, we can insure your parents.
    • If you live in Gatineau or elsewhere in Quebec, please use a broker licensed in Quebec.
    • Super Visa coverage generally applies across Canada; check your policy's wording for trips across the river.

    Sources: Statistics Canada: Ottawa–Gatineau CMA

    Who we help in Ottawa

    Ottawa's Newcomer Families

    Ottawa's recent immigrants come mostly from Asia, and India is the single most common country of origin.

    26%of Ottawa residents were born outside Canada
    54%of recent immigrants came from Asia; India is the top country
    7,140Ottawa residents speak Hindi regularly at home

    Arabic, Mandarin, Spanish, Hindi and Cantonese are among Ottawa's common non-official home languages. Neighbourhoods such as Kanata Lakes, Chapman Mills in Barrhaven and Findlay Creek have some of the city's highest shares of immigrant residents.

    Talk to Pankaj in your language

    English, Hindi, Punjabi or Urdu. Tap a button to start a WhatsApp message in that language.

    Sources: Ottawa Public Health: Population demographics (2021 Census) · Statistics Canada: Focus on Geography, Ottawa languages · Ottawa Census: Where newcomers are putting down roots

    Arrival guide

    Arriving at Ottawa Airport (YOW)

    Parents can fly into Ottawa through London Heathrow: Air Canada flies non-stop between Heathrow and Ottawa and points to Heathrow connections from India.

    O-Train Line 4

    Runs 6 a.m. to midnight from Airport station, on Level 3 at the north end of the terminal, to South Keys.

    OC Transpo route 105

    Runs 24 hours, every 30 minutes.

    Coverage from the first Canadian airport

    If your parent connects through Toronto or Montreal, the policy must start on the day they first land in Canada.

    Sources: Air Canada: Ottawa–London Heathrow · YOW: Ground transportation

    Real quotes

    What Super Visa Insurance Costs

    13 plans from our live quote engine on October 17, 2026: age 66, $100,000 of coverage, $0 deductible, no pre-existing condition coverage.

    • Secure Travel Standard$1,620.60
    • 2Visit Canada Standard$1,661.12
    • TruStone Health$1,692.00
    • MSH Discover Canada$1,711.85
    • Travcare Essential$1,726.45
    • Travel Shield Starr$1,746.01
    • Manulife Basic$1,806.75
    • Secure Travel Enhanced$1,843.25
    • Travcare Extended$1,876.10
    • VTC plan$1,949.10
    • Travelance Essential$1,996.55
    • 21st Century$2,642.60
    • Manulife top-rated plan$2,801.56
    Premiums are set by the insurer, so they are the same in Ottawa as anywhere else in Ontario for the same plan. The cheapest plan is not always the best fit; stability periods and pre-existing condition rules differ. Full price table and deposit terms.
    Interactive tool

    Pay Monthly or Pay Once?

    IRCC accepts a Super Visa policy paid in instalments with a deposit. See what you pay on day one.

    How many parents?

    Two parents are usually quoted separately, so this doubles the price.

    Paid up front on the monthly plan $0

      Get a live quote
      Local know-how

      Everyday Ottawa for Visiting Parents

      OC Transpo seniors

      Riders 65+ pay $3.28 a trip on PRESTO and ride free on Wednesdays and Sundays. The senior PRESTO card is set up at OC Transpo or participating Shoppers Drug Mart with proof of age.

      Extending the stay

      Biometrics for an extension are given at a Service Canada office by appointment; the fee is $85.

      Super Visa stays

      A Super Visa lets parents stay up to five years per entry, and insurance must stay valid for the whole stay.

      Sources: OC Transpo: Fares · IRCC: Biometrics collection in Canada · IRCC: Super Visa eligibility

      Work with us

      Serving Ottawa by Phone, WhatsApp and Online

      Our offices are in Mississauga and Cambridge, so Ottawa families work with us remotely. You get the same licensed advisor, live quotes from many insurers, and your policy and payment proof by email, usually the same day.

      Insure In Canada Inc.
      205-5250 Solar Drive, Mississauga, ON L4W 0G4

      Cell and WhatsApp: 647-640-2222
      Office: 905-624-2244
      Email: pankaj@insureincanada.ca

      Ottawa and nearby areas we help

      • Kanata
      • Barrhaven
      • Orléans
      • Nepean
      • Gloucester
      • Stittsville
      • Riverside South
      • Findlay Creek
      • Centretown
      • Vanier
      • Manotick
      • Greely

      Licensed in Ontario, BC, Alberta, Manitoba, Saskatchewan, New Brunswick and Nova Scotia.

      From our clients

      What Families Say

      ★★★★★

      “My dad was a heart patient, and I wanted to buy Super Visa insurance from a broker who has been in the industry for a while and understands how claims are handled. Pankaj Bhatia was very professional and keen to help. I bought a Destination Canada policy. My parents returned to India last week, and I got a refund for the remaining days.”

      Mukesh Kumar Pal
      ★★★★★

      “Excellent experience. I was looking for Super Visa insurance and my agent Pankaj Bhatia made sure that I had the right coverage. He is very approachable, polite, kind and knowledgeable. I have already referred Pankaj to 2 of my friends and would certainly recommend him to anyone who is looking for an insurance product.”

      Abhinav Ghai
      ★★★★★

      “Mr. Pankaj Bhatia is very professional, knowledgeable and responsive. He helped me get the best Super Visa insurance, and his after-purchase service is amazing.”

      Sameer Patel
      Answers for Ottawa families

      Super Visa Insurance Ottawa: FAQs

      What would an ER visit cost my parents in Ottawa?

      Queensway Carleton charges non-residents of Canada $1,242 per emergency visit; Hôpital Montfort charges $786.60 (2026–27). Doctors' fees are extra.

      What does a hospital stay cost a visitor in Ottawa?

      The Ottawa Hospital charges non-residents $4,242 a day for a ward bed. Queensway Carleton charges $4,005 a day on a ward and $15,642 a day in intensive care.

      Will the hospital ask for payment up front?

      The Ottawa Hospital says uninsured patients must pay estimated fees in advance. Bring the insurer's name, policy number, coverage amount and a guarantee-of-payment letter; call the insurer's assistance line as early as possible.

      Do I need to visit an office?

      No. Our offices are in Mississauga and Cambridge, and Ottawa families do everything by phone, WhatsApp, email or online. The policy and payment proof are emailed to you, usually the same day.

      We live in Gatineau. Can you help?

      We're not licensed in Quebec, so families living in Gatineau or elsewhere in Quebec should use a Quebec-licensed broker. If you live on the Ontario side, we can help.

      Is $100,000 enough in Ottawa?

      It's the legal minimum, but at Queensway Carleton's ICU rate it would last about six days. Consider more than $100,000 for older parents or heart conditions.

      Do seniors ride OC Transpo free?

      Seniors 65+ ride free on Wednesdays and Sundays with a PRESTO card set to the senior type, and pay $3.28 on other days. The page doesn't mention residency.

      Get your parents covered from day one

      Live quotes in a minute, or WhatsApp us and we'll compare plans for your parents' ages and health, in English, Hindi, Punjabi or Urdu.

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