Super Visa Insurance Canada — Compare Plans Online

IRCC requires a minimum of CAD $100,000 in emergency medical coverage, covering health care, hospitalization and repatriation, with a policy valid for at least one year from the date of entry. Other insurer and payment conditions also apply.

IRCC accepts eligible issued policies paid in full or by instalments with a deposit. The exact deposit, schedule and wording must satisfy the insurance requirements. A quote alone does not meet the requirement.

Eligible Super Visa holders can generally stay for up to five years at a time under current IRCC rules. The minimum insurance-policy validity at entry is one year, but visitors should renew insurance as needed to keep coverage throughout their actual stay. Visitor status and insurance coverage are separate matters.

Premiums depend on the traveller's exact age and birth date, start date, selected coverage, deductible, health-history coverage and insurance company. Enter the specific traveller details in the live quote calculator rather than relying on generic price estimates.

Some plans cover eligible stable pre-existing conditions while others exclude them or apply different stability rules. Coverage is not automatic. Check the exact insurer policy wording and disclose the applicant's medical history accurately.

Yes, you can request quotes for two travellers and compare eligible arrangements. Each parent needs coverage that satisfies the insurance requirements. Pricing and any joint-policy features depend on the insurer and quotation system.

A refund may be available under the insurer's visa-refusal and cancellation provisions. Eligibility, required proof, administrative charges, timing and claim restrictions vary. Do not assume every policy provides a full refund.

A deductible is the portion of eligible claim costs the insured must pay under the policy. For example, a $1,000 deductible may reduce premiums but creates potential out-of-pocket exposure; confirm whether it applies once per policy, per claim or another way.

IRCC accepts qualifying insurance from a Canadian insurer or a foreign insurer authorized by OSFI under the specified accident-and-sickness insurance requirements, with the policy issued while doing insurance business in Canada. The eligibility of the specific insurer must be checked; not every overseas insurer qualifies.

IRCC requires proof of qualifying issued insurance with the application. Obtain the appropriate policy, verify its dates and coverage and retain the insurance documents before submitting.

Not necessarily. Compare the emergency medical limit, exclusions, stability-period requirements, deductible, assistance services, payment terms and refund conditions before deciding.

A Super Visa provides multiple-entry visitor status, subject to immigration rules. Separate travel-insurance coverage for trips outside Canada varies by insurer, destination and trip duration. Always verify the policy's territorial limits and exclusions before travelling.