Cambridge Memorial's Visitor Rates: Bill Calculator
These are Cambridge Memorial Hospital's 2026–27 rates for non-residents of Canada, current as of June 8, 2026. Set the days and see how much of the $100,000 minimum a stay would use.
| Hospital | ER visit | Ward / day | ICU / day |
|---|---|---|---|
| Cambridge Memorial Hospital (non-resident of Canada, 2026–27) | $850.00 | $3,750.00 | $5,750.00 |
Hospital charges only. Tests are extra: CT $2,850 per view, MRI $2,500 per view, X-ray or ultrasound $150 per view, lab $150. Doctors bill separately. Example: 3 ICU days plus 4 ward days is $32,250.
Visit Us on Hespeler Road
Our Cambridge office is on Hespeler Road. Bring your documents, your parents' medication list, and any questions; we'll go through the plans with you face to face. Please book by phone or WhatsApp first.
Insure In Canada Inc. – Cambridge
206-460 Hespeler Road, Cambridge, ON N1R 0E3
Cell and WhatsApp: 647-640-2222
Office: 905-624-2244
Email: pankaj@insureincanada.ca
Cambridge and nearby areas we help
- Hespeler
- Preston
- Galt
- East Galt
- West Galt
- Blair
- Fiddlesticks
- Hespeler Road corridor
- Saginaw
- Riverside
- Branchton Park
- Ayr
Licensed in Ontario, BC, Alberta, Manitoba, Saskatchewan, New Brunswick and Nova Scotia.
Care in Cambridge
Cambridge Memorial Hospital is the city's hospital. For non-emergencies it points people to the region's Know Your Care Options site.
Sources: Cambridge Memorial Hospital: Pay your bill · City of Cambridge: Hospitals and healthcare · Know Your Care Options
Cambridge's South Asian Families
Cambridge has a strong Punjabi, Urdu and Gujarati-speaking community for a city of its size.
That's more than 8,500 people across these four languages, about 6% of Cambridge's 138,479 residents (2021 Census). Pankaj speaks Punjabi, Hindi and Urdu, so many of our Cambridge families sit down with their parents in our office and talk it through together.
Talk to Pankaj in your language
English, Hindi, Punjabi or Urdu. Tap a button to start a WhatsApp message in that language.
Do You Meet the Super Visa Income Requirement?
Uses IRCC's minimum necessary income table (updated July 29, 2025) and the two ways to qualify in effect since March 31, 2026.
A guide only, not an immigration decision. Option 1 uses either of the two tax years before you apply (proof: CRA notice of assessment). Option 2 needs your income to reach 75% of the minimum, with your parent's continuing income covering the rest. Only a spouse or common-law partner can co-sign. IRCC income rules.
Getting Your Parents to Cambridge
Overseas flights land at Pearson, about 45 minutes from Waterloo Region. Waterloo's airport (YKF) is minutes from Cambridge.
Air Canada through to YKF
The Air Canada Landline coach links Pearson and YKF in about 65 to 80 minutes, with bags checked through on an Air Canada ticket.
Transit link
Until ION light rail reaches Cambridge (Stage 2 is approved but not yet fully funded), the Route 302 ION Bus connects Fairway Station in Kitchener to Ainslie Street Terminal.
Coverage from landing
The policy starts the day your parent lands at Pearson.
Sources: Explore Waterloo Region: Getting here · Region of Waterloo: Stage 2 ION
Everyday Cambridge for Visiting Parents
Until January 5, 2027, riders 65+ get one free day of unlimited GRT rides each week through the GRT Pay app, after age verification.
Cambridge has no Service Canada Centre; the nearest is in Kitchener at 25 Frederick St. Biometrics for an extension are by appointment only.
Firstline Walk-In Medical Clinic is at 600 Hespeler Rd, near our office.
Sources: GRT: Older adult day pass pilot · City of Cambridge: Federal services · IRCC: Where to give biometrics
What Super Visa Insurance Costs
13 plans from our live quote engine on October 17, 2026: age 66, $100,000 of coverage, $0 deductible, no pre-existing condition coverage.
What Families Say
★★★★★“Excellent experience. I was looking for Super Visa insurance and my agent Pankaj Bhatia made sure that I had the right coverage. He is very approachable, polite, kind and knowledgeable. I have already referred Pankaj to 2 of my friends and would certainly recommend him to anyone who is looking for an insurance product.”
★★★★★“Mr. Pankaj Bhatia is very professional, knowledgeable and responsive. He helped me get the best Super Visa insurance, and his after-purchase service is amazing.”
★★★★★“Pankaj is never in a rush to sell the product and gives you time to think and ask relevant questions.”
Super Visa Insurance Cambridge: FAQs
What does Cambridge Memorial charge visitors?
For non-residents of Canada in 2026–27: $3,750 a day on a ward, $5,750 a day in intensive care and $850 per emergency visit, plus tests such as CT ($2,850 per view). Doctors bill separately. A credit card is required at registration.
Where is your Cambridge office?
206-460 Hespeler Road, Cambridge, ON N1R 0E3. Please book by phone or WhatsApp at 647-640-2222 before you come.
Is there a walk-in clinic near your office?
Firstline Walk-In Medical Clinic is at #20B 600 Hespeler Rd. Call ahead to check hours. Visitors pay at the clinic and claim through their Super Visa policy.
Can I speak Punjabi or Urdu with you?
Yes. Pankaj speaks Punjabi, Hindi, Urdu and English, and many Cambridge families bring their parents into the office to talk it through together.
Where would my parents give biometrics for an extension?
By appointment at a Service Canada office booked through eServiceCanada. The nearest centre listed for Cambridge is in Kitchener at 25 Frederick St.
What income do I need to invite my parents?
It depends on family size: $30,526 for 1 person, $38,002 for 2, $46,720 for 3 and $56,724 for 4 (IRCC, July 2025). Since March 31, 2026 you can also qualify with 75% plus your parent's own continuing income. Try the checker on this page.
Is $100,000 of coverage enough?
It's the IRCC minimum. At Cambridge Memorial's rates, 17 days in ICU would pass $97,000 before doctors' fees and tests. Consider more than $100,000 for older parents or heart conditions.
Where These Facts Come From
- IRCC: Super visa forms and documents (insurance rules)
- Ontario.ca: Apply for OHIP (visitors don't qualify)
- Cambridge Memorial Hospital: Fees 2026–27 (PDF)
- Cambridge Memorial Hospital: Pay your bill
- City of Cambridge: Hospitals and healthcare
- Know Your Care Options
- Statistics Canada: 2021 Census Profile, Cambridge
- Explore Waterloo Region: Getting here
- Region of Waterloo: Stage 2 ION
- GRT: Older adult day pass pilot
- City of Cambridge: Federal services
- IRCC: Where to give biometrics
Local facts checked October 18, 2026. Hospital rates change; confirm with the hospital. More guides: Super Visa requirements · Super Visa insurance cost · Super Visa checklist · Emergency medical insurance for parents
Get your parents covered from day one
Live quotes in a minute, or WhatsApp us and we'll compare plans for your parents' ages and health, in English, Hindi, Punjabi or Urdu.