From Pearson to London: Three Ways Home
London is about 180 km west of Toronto, and London International Airport has no flights from South Asia, so parents land at Pearson first.
Connect by air
London International (YXU) lists flights from Toronto Pearson, so parents can connect straight through on one ticket.
Shuttle, bus or train
Robert Q runs a shuttle from Pearson's out-of-town transportation area; VIA Rail runs from downtown Toronto.
Coverage starts at Pearson
The 180 km trip home happens after your parent has entered Canada, so the policy must already be active.
Sources: London International Airport · Western University: How to arrive in London
London's Newcomer Families
London grew 10% between 2016 and 2021.
India is now the top source of recent newcomers, followed closely by Syria; ten years earlier it was China. In east London, the London Sikh Society (37 Clarke Rd) and the Hindu Cultural Centre (62 Charterhouse Cres) sit close together near Clarke Road, and the London Muslim Mosque is on Oxford Street West.
Talk to Pankaj in your language
English, Hindi, Punjabi or Urdu. Tap a button to start a WhatsApp message in that language.
Sources: Global News: London population growth (2021 Census) · CBC London: The London region is more diverse than ever · Global News: Western professor on London immigration (2021 Census) · South West Healthline: London Sikh Society
London's Regional Hospitals
London Health Sciences Centre runs the city's adult emergency departments and regional specialty centres.
Sources: LHSC: In an emergency · LHSC: Regional stroke centre · St. Joseph's Health Care London: Urgent Care Centre · LHSC: Patient relations
Estimate a Hospital Bill
LHSC doesn't publish its rates for visitors from outside Canada. For a realistic picture, the calculator uses Niagara Health's published non-resident rates, a typical Ontario example.
| Hospital | ER visit | Ward / day | ICU / day |
|---|---|---|---|
| Niagara Health (published non-resident rates, July 1, 2026) | $850.00 | $3,750.00 | $4,500.00 |
Hospital charges only; doctors bill separately. Ontario charges other provinces $2,828 a day for an LHSC bed (2026), the highest of the hospitals we checked, and visitors from outside Canada are normally charged more.
Sources: Niagara Health 2026–2027 rate schedule · Ontario interprovincial per diem rates 2026–27
What Super Visa Insurance Costs
13 plans from our live quote engine on October 17, 2026: age 66, $100,000 of coverage, $0 deductible, no pre-existing condition coverage.
Pay Monthly or Pay Once?
IRCC accepts a Super Visa policy paid in instalments with a deposit. See what you pay on day one.
Everyday London for Visiting Parents
Riders 65+ pay $2.00 a trip with tickets or a smart card, compared with $2.65 for adults. Cash is $3.50 for everyone.
LHSC points to Virtual Urgent Care and Telehealth Ontario for advice. Check whether your parent's policy covers virtual visits.
Biometrics for an extension are given at a Service Canada office by appointment through eServiceCanada.
Sources: London Transit: Fares · LHSC: In an emergency · IRCC: Where to give biometrics
Serving London by Phone, WhatsApp and Online
Our nearest office is in Cambridge, along Highway 401. Most London families work with us remotely: we go through the medical questions on a call, and the policy and payment proof arrive by email the same day.
Insure In Canada Inc. – Cambridge
206-460 Hespeler Road, Cambridge, ON N1R 0E3
Cell and WhatsApp: 647-640-2222
Office: 905-624-2244
Email: pankaj@insureincanada.ca
London and nearby areas we help
- Masonville
- Hyde Park
- Byron
- Westmount
- White Oaks
- Argyle
- Old East Village
- Fanshawe
- Sunningdale
- Lambeth
- Downtown London
- St. Thomas
Licensed in Ontario, BC, Alberta, Manitoba, Saskatchewan, New Brunswick and Nova Scotia.
What Families Say
★★★★★“My dad was a heart patient, and I wanted to buy Super Visa insurance from a broker who has been in the industry for a while and understands how claims are handled. Pankaj Bhatia was very professional and keen to help. I bought a Destination Canada policy. My parents returned to India last week, and I got a refund for the remaining days.”
★★★★★“I am satisfied with service offered by Pankaj Bhatia and his guidance. Thank you for excellent rates and great service. My mom and dad will be coming again soon, and I will be calling you again for the Super Visa insurance quote.”
★★★★★“I am an extremely cautious person and believe in making well-informed decisions. Pankaj not only answered every single question that I had, he also educated me about potential risks and mistakes that people often make.”
Super Visa Insurance London: FAQs
My parents land at Pearson. How do they get to London?
They can connect on a flight to London International, which lists Toronto service, or take the Robert Q shuttle, a bus, or VIA Rail from downtown Toronto. It's about 180 km. The policy must be active from the moment they land at Pearson.
If Mom has a stroke in London, where would she go?
University Hospital hosts the Southwestern Ontario Regional Stroke Centre. Make sure blood pressure medication and any heart or stroke history is declared, so a claim isn't refused later.
What would a hospital stay cost?
LHSC doesn't publish visitor rates. Ontario charges other provinces $2,828 a day for an LHSC bed in 2026, and charges to visitors from outside Canada are normally higher. Niagara Health, for example, charges non-residents $3,750 a day.
Is there an alternative to the ER for minor problems?
St. Joseph's Urgent Care Centre at 268 Grosvenor St, weekdays 8 a.m. to 6 p.m. and weekends 8 a.m. to 4 p.m. Visitors pay there too.
Who do I call about an LHSC bill?
The LHSC Business Office at 519-663-3146. Ask for an itemized bill; the insurer will need it for the claim.
Do you have an office in London?
No. Our nearest office is in Cambridge. London families work with us by phone, WhatsApp and online, and we can talk in Hindi, Punjabi or Urdu.
Do seniors get cheaper bus fares in London?
Yes. Riders 65+ pay $2.00 a trip with tickets or a smart card. Cash is $3.50 for everyone.
Where These Facts Come From
- IRCC: Super visa forms and documents (insurance rules)
- Ontario.ca: Apply for OHIP (visitors don't qualify)
- London International Airport
- Western University: How to arrive in London
- Global News: London population growth (2021 Census)
- CBC London: The London region is more diverse than ever
- Global News: Western professor on London immigration (2021 Census)
- South West Healthline: London Sikh Society
- LHSC: In an emergency
- LHSC: Regional stroke centre
- St. Joseph's Health Care London: Urgent Care Centre
- LHSC: Patient relations
- Niagara Health 2026–2027 rate schedule
- Ontario interprovincial per diem rates 2026–27
- London Transit: Fares
- IRCC: Where to give biometrics
Local facts checked October 18, 2026. Hospital rates change; confirm with the hospital. More guides: Super Visa requirements · Super Visa insurance cost · Super Visa checklist · Emergency medical insurance for parents
Get your parents covered from day one
Live quotes in a minute, or WhatsApp us and we'll compare plans for your parents' ages and health, in English, Hindi, Punjabi or Urdu.