Calculators and Checklists
Key Numbers for 2026
The figures Canadians search for most, each with its source.
| What | 2026 | Details | Source |
|---|---|---|---|
| Super Visa insurance minimum | $100,000 | Valid 1 year from entry, Canadian or OSFI-authorized insurer | Source |
| Super Visa minimum income, 2 people | $38,002 | 1 person $30,526 · 3 people $46,720 · 4 people $56,724 | Source |
| Super Visa stay per entry | Up to 5 years | Visa valid up to 10 years | Source |
| UHIP, individual (Ontario universities) | $948 a year | From September 1, 2026 (was $792) | Source |
| BC MSP for international students | $75 a month | After a wait of the arrival month plus 2 months | Source |
| Study permit proof of funds, 1 person | $23,448 | Applications from Sept 1, 2026, outside Quebec, plus tuition | Source |
| TFSA limit 2026 | $7,000 | $109,000 total room since 2009 | Source |
| RRSP limit 2026 | $33,810 | 18% of 2025 earned income · deadline March 1, 2027 | Source |
| FHSA limit | $8,000 a year | $40,000 lifetime | Source |
| RRSP Home Buyers' Plan | $60,000 | Per person; 2026–2028 withdrawals start repaying in year 5 | Source |
| RESP government grant | 20% | On the first $2,500 a year, up to $7,200 per child | Source |
| Lowest federal tax rate 2026 | 14% | On taxable income up to $58,523 | Source |
Government Links
- IRCC: Super Visa, who can applyParents & visitors
- IRCC: Super Visa forms and documents (insurance rules)Parents & visitors
- IRCC: Minimum necessary income for hostsParents & visitors
- IRCC: Check processing timesParents & visitors
- IRCC: Immigration medical examsParents & visitors
- Ontario: Apply for OHIP (visitors don't qualify)Parents & visitors
- BC: Health fee for international studentsStudents
- Study Nova Scotia: Health care for international studentsStudents
- IRCC: Settling in Canada (free newcomer services)New to Canada
- CRA: Newcomers to Canada and taxesNew to Canada
- Ontario: Apply for OHIP and get a health cardNew to Canada
- CRA: Sign in to My Account (your RRSP and TFSA room)Savings & tax
- CRA: 2026 federal and provincial tax ratesSavings & tax
- CRA: First Home Savings AccountSavings & tax
- Canada.ca: Canada Education Savings GrantSavings & tax
- FCAC: Setting up an emergency fundSavings & tax
- Assuris: Protection for segregated funds and life insuranceSavings & tax
Insurance and Savings Guides
- Super Visa insurance Canada
- Super Visa Canada 2026 guide
- Super Visa insurance cost
- Emergency medical insurance for parents
- 12 Super Visa insurance mistakes
- Visitors to Canada insurance
- International student insurance
- New immigrants insurance
- Travel insurance
- Investments in Canada 2026
- RRSP refund calculator
- Life insurance
- Critical illness insurance
- Insurance guides and articles
Super Visa insurance by city
Resources: FAQs
Where can I check Super Visa processing times?
On IRCC's 'Check processing times' page. Choose Visitor visa and your country. Times change weekly, so check close to when you apply.
What is the minimum income for a Super Visa in 2026?
It depends on family size: $30,526 for 1 person, $38,002 for 2, $46,720 for 3 and $56,724 for 4 (IRCC table updated July 29, 2025). Since March 31, 2026 you can also qualify with 75% of the amount plus your parent's own income. Use our Super Visa income checker.
How do I find my RRSP and TFSA contribution room?
Sign in to CRA My Account. Your RRSP deduction limit is also on your latest notice of assessment. Our calculators help you estimate it.
Are visitors and international students covered by OHIP?
No. Ontario says visitors from outside Canada do not qualify for OHIP, and international students can't get it based on student status. Universities use UHIP; others need private insurance.
Are these tools free?
Yes. All calculators and checklists on insureincanada.ca are free and don't ask for your contact details. If you want help, you can send your results to Pankaj on WhatsApp.
How often is this information updated?
We review it when governments publish new numbers: tax brackets and RRSP/TFSA limits each January, UHIP and study permit amounts each August, and Super Visa rules whenever IRCC changes them. Last reviewed October 17, 2026.
Can't find what you need?
Ask a licensed broker. We answer Super Visa, visitor, student, life insurance and savings questions every day.